Paying the Price: When Intimate Partners Use Technology for Financial Harm
Rosanna Bellini
Abstract
Financial abuse -the control of a survivor's access to and use of financial resources -is highly prevalent in intimate partner violence (IPV) cases. Based on the reports of 158 survivors of IPV and 16 financial advocates, we present a comprehensive investigation into how abusers exploit technologies to harm survivors financially through various technical attacks and deceptive strategies. In doing so, we identify four motivations for abusers who use these harmful attacks and how these acts exploit, monitor, restrict, and sabotage a survivor's financial well-being and independence. As each dimension of these financial harms warrants a tailored approach, we highlight potential directions for practice and research to protect survivors from technology-enabled financial harms. Broadly, we call for the financial technology sector to consider designing for intimate threats through adversarial thinking, recommend strategies for detecting financially abusive activity and provide guidance for how customer service agents may be financially abuse aware.
• Human-centered computing → Empirical studies in HCI .
Ask about this paper
Your agent reads all of it.
Lune indexed this paper to the last equation, along with the top-tier papers that cite it. Ask a question and the answer quotes them.
Your agent calls
Luneget_paper_fulltext
Free to start. No credit card required.
Terminal
Install the CLIlune papers fulltext e0397412-087a-4602-a3b9-fa48aed90de8Cited by top-tier papers23
- The Dark Side of AI Companionship: A Taxonomy of Harmful Algorithmic Behaviors in Human-AI RelationshipsRenwen Zhang, Han Li, Han Meng, Jinyuan Zhan et al.CHI 2025 · 122 citations
- Data Stewardship in Clinical Computer Security: Balancing Benefit and Burden in Participatory SystemsEmily Tseng, Rosanna Bellini, Yeuk-Yu Lee, Alana Ramjit et al.CSCW 2024 · 24 citations
- Abusive Partner Perspectives on Technology Abuse: Implications for Community-based Violence PreventionRosanna Frances BelliniCSCW 2024 · 15 citations
- A Decade of Privacy-Relevant Android App Reviews: Large Scale TrendsOmer Akgul, Sai Teja Peddinti, Nina Taft, Michelle L. Mazurek et al.USENIX Security 2024 · 14 citations
- AI Mismatches: Identifying Potential Algorithmic Harms Before AI DevelopmentDevansh Saxena, Ji-Youn Jung, Jodi Forlizzi, Kenneth Holstein et al.CHI 2025 · 12 citations
Builds on16
- Trauma-Informed Computing: Towards Safer Technology Experiences for AllJanet X. Chen, Allison McDonald, Yixin Zou, Emily Tseng et al.CHI 2022 · 163 citations
- Clinical Computer Security for Victims of Intimate Partner ViolenceSam Havron, Diana Freed, Rahul Chatterjee, Damon McCoy et al.USENIX Security 2019 · 118 citations
- Yes: Affirmative Consent as a Theoretical Framework for Understanding and Imagining Social PlatformsJane Im, Jill Dimond, Melody Berton, Una Lee et al.CHI 2021 · 100 citations
- Care Infrastructures for Digital Security in Intimate Partner ViolenceEmily Tseng, Mehrnaz Sabet, Rosanna Bellini, Harkiran Kaur Sodhi et al.CHI 2022 · 77 citations
- "It's common and a part of being a content creator": Understanding How Creators Experience and Cope with Hate and Harassment OnlineKurt Thomas, Patrick Gage Kelley, Sunny Consolvo, Patrawat Samermit et al.CHI 2022 · 63 citations
Related papers
- The Digital-Safety Risks of Financial Technologies for Survivors of Intimate Partner ViolenceRosanna Bellini, Kevin Lee, Megan A. Brown, Jeremy Shaffer et al.USENIX Security 2023
- Shortchanged: Uncovering and Analyzing Intimate Partner Financial Abuse in Consumer ComplaintsArkaprabha Bhattacharya, Kevin Lee, Vineeth Ravi, Jessica Staddon et al.CHI 2024 · 7 citations
- A Digital Safety Dilemma: Analysis of Computer-Mediated Computer Security Interventions for Intimate Partner Violence During COVID-19Emily Tseng, Diana Freed, Kristen Engel, Thomas Ristenpart et al.CHI 2021 · 48 citations
- Networks of Care: Tech Abuse Advocates' Digital Security PracticesJulia Slupska, Angelika StrohmayerUSENIX Security 2022
- Abuse Vectors: A Framework for Conceptualizing IoT-Enabled Interpersonal AbuseSophie Stephenson, Majed Almansoori, Pardis Emami Naeini, Danny Yuxing Huang et al.USENIX Security 2023
